Car Finance in Kent — Target Car Supermarket

Got bad credit? You can still get car finance in Kent. Target Car Supermarket makes it happen.

Too many Kent drivers assume a poor credit score means no car, no options, and no approval. That’s simply not the case. At Target Car Supermarket, we specialise in bad credit car finance — working with lenders who understand that real life isn’t always straightforward. Missed payments, CCJs, defaults, debt management plans — we’ve heard it all, and we can still help.

If you’ve been turned down elsewhere, Target Car Supermarket is where Kent drivers come next.

We Specialise in the Cases Others Refuse

High street banks and mainstream lenders have rigid tick-box criteria. If your credit history doesn’t fit their mould, they decline you — often without explanation.

Target Car Supermarket works differently. We have access to a panel of specialist lenders who look at your full picture — your income, your stability, your ability to repay today — rather than judging you purely on past mistakes. A blip from a few years ago shouldn’t stop you getting on the road, and with us, it doesn’t have to.

We serve drivers right across Kent, including Maidstone, Canterbury, Chatham, Dartford, Folkestone, Sittingbourne, and everywhere in between.

What Counts as Bad Credit?

You might have bad credit if you have any of the following:

Missed or late payments on loans or credit cards

A County Court Judgement (CCJ)

A default on a previous account

A debt management plan (DMP), past or present

A previous IVA or bankruptcy

Little or no credit history at all

None of these automatically disqualify you at Target Car Supermarket. We’ve helped Kent drivers in all of these situations drive away in a car they’re happy with.

How Target Car Supermarket Works

No lengthy process. No confusing jargon. Here’s what to expect:

1. Apply with us — A straightforward application that looks at your income, outgoings, and current situation — not just your credit file.

2. We search the market — Target Car Supermarket matches your application to the lenders most likely to say yes, without leaving multiple hard searches on your credit report.

3. Get your decision — Many customers receive a decision the same day. No long waits, no being passed from pillar to post.

4. Choose your car — With finance approved, you can select from our range of quality used vehicles and drive away with confidence.

What About the Interest Rate?

We’ll be straight with you — bad credit finance typically carries a higher APR than standard deals. Lenders take on more risk, and the rate reflects that. At Target Car Supermarket, we’ll always show you the full cost of your agreement upfront. No hidden charges. No nasty surprises at the end.

There’s also a genuine upside worth knowing: keeping up with repayments on a bad credit agreement is one of the most effective ways to rebuild your credit score over time. Get the right deal today, and you’re building toward better options tomorrow.

Why Kent Drivers Trust Target Car Supermarket

We don’t over-promise. We don’t dress things up in small print. What we do is work hard to find real finance solutions for real people — including those who’ve been knocked back by lenders that weren’t willing to look beyond a number.

Kent has thousands of drivers who deserve a fair chance at affordable car finance. Target Car Supermarket exists to give them exactly that.

Get Started Today

Don’t let a bad credit score keep you off the road. Contact Target Car Supermarket today and find out what we can do for you. A decision could be just minutes away.​​​​​​​​​​​​​​​​

Our latest offers!

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Our latest offers!

Great deals this week!